Use A Chapter 13 Bankr Case to Reduce Debt You Owe on a Car How can that help you? Did you know that if you have owned a car for more than 910 days or, if you have refinanced the car since the original purchase, you can eliminate some of the debt you owe on the vehicle? Did you know that you can stop paying high interest rates on your car by filing a Chapter 13 bankruptcy case? The 910 Day Rule Prior to October 

Many people are facing long term unemployment and constant harassment from creditors.  People often ask if they can file a Chapter 13 bankruptcy case if they are unemployed. Yes, You Can File a Chapter 13 Case if You are Unemployed The question that you need to ask when considering qualification for a Chapter 13 case is whether you have sufficiently regular and stable income to make your Chapter 13 bankruptcy payments.  The source of that income can be family support, unemployment compensation, disability benefits, or 

To file a Chapter 13 bankruptcy case, you must be an individual. In addition, you must have sufficient regular and stable income to allow you to make the payments called for under your plan. The applicable code section in the bankruptcy code is 11 U.S.C. Section 109(e). Section 109(e) provides that: Only an individual with regular income that owes, on the date of the filing of the petition, noncontingent, liquidated, unsecured debts of less than $360,475 and noncontingent, liquidated, secured debts of less than $1,081,400, 

After the passage of the Bankruptcy Reform legislation in 2005, it became much more expensive for Debtors to file for bankruptcy relief.  The court filing fees increased and new requirements for credit counseling and debtor education (financial management) only added to the costs of filing a case. What is the minimum amount I will need to pay to file a Chapter 13 case? Every bankruptcy lawyer has a different way of approaching the initial costs of filing a bankruptcy case.  Some lawyers require the payment 

Chapter 7 Bankruptcy Expenses Must Be Paid Before Filing Expense #1 Credit Counseling Must be Completed Before Your Case Can Be Filed Prior to filing your Chapter 7 bankruptcy case, you must pay for credit counseling through a provider approved by the United States Trustee or the Bankruptcy Administrator. The list of approved credit counseling companies can be found on the websites for either the US Trustee or the Bankruptcy Administrator for the district in which you case is filed. The credit counseling must be